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German FinTech banking provider, solarisBank, today announced the launch of a new custodial platform for digital assets . As with the company’s digital banking products, the platform is API-accessible, and integrates into its partner’s own websites and apps. FULLY LICENSED DIGITAL ASSET SOLUTION The new platform is run as a subsidiary of solarisBank , called solaris Digital Assets GmbH. However the custodial solution integrates fully with the rest of the solarisBank digital banking suite. SolarisBank is fully licensed and regulated in the German market, and the API-accessible nature of its platform means that partner companies can benefit from this when creating their own solutions. Essentially, partners can concentrate on building web and app-based front-ends which connect to the solaris APIs behind the scenes. Thereby they can remain secure and complaint, without having to design, build, and license their own custodial solutions. BALANCING SECURITY AND ACCES

Bank of France announced plans to test digital currencies in 2020 . According to François Villeroy, Governor of the Bank of France, they are looking forward to begin experiments and to cast a call for projects by the end of March in 2020. The French Central Bank is pushing for the adoption of the blockchain and distributed ledger technologies (DLT) -based solutions and tokenization to facilitate fast and safe cross-border payment. According to the bank’s first deputy governor Denis Beau, the EU needs to leverage the existing technologies with the blockchain to move euros quickly. Speaking on Nov 21 during the AFME Annual Capital Markets Technology and Innovation Conference , Beu pointed out that France is considering testing a central bank digital currency (CBDC). He noted that the eurozone should give a CBDC a chance to avoid the existence of disorderly approaches. Why the EU Should Give Blockchain a Shot? He noted that DLT would be a viable solution for cros

New Year’s holidays — this is the time to surprise family people . If you don’t know how, then XcelPay Wallet recommends giving you the most discussed Bitcoin cryptocurrency in the world. Well, what else would we advise? We bet that the question arose in your head: “How to do this if the cryptocurrency does not have a physical image?” Here we are also prepared, therefore, catch three ways to give Bitcoin on New Year 2020 , which no one else knows about. Gift preparation Preparing Bitcoin for delivery is the same in three ways. Any gift looks interesting in a festive package. We will also pack Bitcoin , but the carrier will be the only colorful wrapping paper. It is in it, and more precisely on it, that we will present BTC or a part of it. If the person to whom you are going to give such an unusual gift has a digital wallet, then everything is easy — just transfer money to it. But if it is not there, then you will need to start it. How to do this, we des

Nike, an American sports shoes and apparel company, has patented the mechanism for representing sneakers as non-interchangeable (NFT) tokens on the Ethereum blockchain . A patent issued by Nike describes the CryptoKicks digital asset , in the form of an ERC721 or ERC1155 token , which can be used to authenticate a company’s products. The token is “unlocked” at the time of purchase of the sneakers by matching the 10-digit identification code with the owner’s identification code. “Future and current owners can buy and sell digital assets through one or more blockchain registries i n a decentralized computing system . For example, a user may purchase a new pair of sought-after sneakers from a verified vendor who can provide a confirmation record. Having received a box with the sneakers purchased, the user will scan the barcode through the application on his smartphone, ”the document says. The invented Nike system is also proposed to be used to account for the total numb

Countries with positive regulation of cryptocurrencies  — this category can conditionally include all countries in which state authorities have already begun active work to determine the legal status of cryptocurrencies, or have already successfully completed such work. Switzerland Source: Unsplash.com The Swiss Financial Market Oversight Office (FINMA) is at the forefront when it comes to clarity related to crypto regulation and ICO support . Mark Bernegger, a finance expert in Switzerland, as well as a cryptocurrency entrepreneur and adviser to Swiss RealCoin , claims that the country has traditionally been a haven for funds. This is partly due to more open laws in the finance industry and a sustainable culture that guarantees confidentiality to customers of Swiss banks . Bernegger notes that Switzerland has “thought” about cryptocurrencies as part of overall money management and is “preparing for a changing economy.” The area around the city of Zug in nort

Don’t wait too long, join the Crypto Community today, use Crypto Currency with XcelPay Wallet! XcelPay Wallet is a merchant POS, digital payment wallet and crypto payment gateway. With XcelPay, cryptocurrency account users can make payments across the globe by using several cryptocurrencies. For instance, XcelPay can be used to make or receive payment in XcelToken Plus , Bitcoin, Ethereum, and many other ERC20 tokens . You can use XcelPay Wallet and enjoy the advantage — top-up your local mobile phone plans with 900 different carrier services and in 160 countries, with Ethereum and Bitcoin. Our XcelPay Wallet is integrated into an easy to use, crypto wallet that is empowered for both mobile and tablet use, makes sure that transferring and receiving payments in crypto is a secure process. XcelPay Wallet aims to cut out undesirable middlemen, bank/card transaction fees, currency conversion fees that produce a negative effect on the retailer’s and consumer’s margins. Bitco

More than 15,000 runners ran through the streets of the capital of Lithuania . Four thousand of these runners used the Lympo Run blockchain application to track their race, and earned on this cryptocurrency. The creators of the Lympo Run fitness app has partnered with the organizers of the marathon in Vilnius , sponsoring a sporting event and offering runners an app to earn c ryptocurrencies . The founder and head of the company, Ada Jonushe, wrote about this startup on his Medium blog: “It is very inspiring when you see that people like the application and they receive rewards for achieving goals. We still have many tasks ahead, but it was really a great start and a major milestone in the history of Lympo.” Lympo has set itself the goal of creating a three-component ecosystem: users will be able to track their workouts, receive currency  — LYM tokens as a reward for achieving sports goals; Tokens can be spent on the purchase of goods and services on the Lymp

1. Crypto as an alternative to banking Some high-inflation countries have a low percentage of banked population, but a significant mobile phone spread. In these countries, mobile phones are effective substitutes for computers and one’s phone can also become one’s bank. Crypto could act as an alternative and complement to the banking system, which is often slow and limited. P2P crypto transfers are a lot faster, cheaper and can take place without intermediaries. 2. Crypto as a donation In times of crises, people from other countries are often ready to help, but access to material or financial help from abroad can be difficult as the banking and other systems take time and do not function properly. With crypto, access to donations is a lot faster. Furthermore, aid and donations are entering a new era with the transparency of blockchain . 3. Crypto as a remittance Sending money abroad by family and friends to those living in high-inflation and poor countries is one o

Countries with positive regulation of cryptocurrencies  — this category can conditionally include all countries in which state authorities have already begun active work to determine the legal status of cryptocurrencies, or have already successfully completed such work. Blockchain is a distributed database that stores information about all transactions of system participants in the form of a “ block chain ”. Access to the registry is available to all users of the blockchain, acting as a collective notary, which confirms the truth of the information in the database. Blockchain can be used for financial transactions, user identification, the creation of cybersecurity technologies, etc. A crypto wallet is the first step to using bitcoins or crypto. When you are travelling, do not forget to replenish your mobile tariff plan on XcelPay Wallet XcelPay Wallet allows you to top-up mobile phone plans with 900 different carrier services and in 160 countries, with Ethereum and Bitc

Slovenia is a country in Central Europe with a population of about 2 million people and a strong, developed economy. This is the richest Slavic nation, judging by the GDP per capita. If you are traveling to Slovenia — try XcelPay Wallet  — an easy to use payment solution that provides security for your cryptos assets and your transactions . You can download the latest version of XcelPay Wallet 2.0 .28 with new interactive UI and wallet recovery with ETH private key. As a member of the eurozone , Slovenia uses the euro. The economy is mainly based on services and the quality of life there is rated 14th in the world. The largest international exchange Bitstamp was founded in Slovenia in 2011. Slovenia has a large hydroelectric power station, and NiceHash , a well-known cloud mining service, runs from there. As in Estonia, Finland and Lithuania, the Slovenian government very much welcomes cryptocurrency . Crypto-friendly malls Located in the center of the countr